“Pay with ICSAB+” is one of the redemption options for ICSAB+ points. Allowing customers to pay using their points at any store worldwide or settle bills through SADAD or government payments.

Upon completion of the payment, the amount will be deducted from the customer’s balance, followed by the deduction of points, the amount will then be refunded immediately.*

1. Log in to SAB Mobile or SAB Online.
2. Go to “Loyalty Programs” (ICSAB+).
3. Select “Pay with ICSAB+ points.”
4. Select the account or credit card you want to use.
5. Activate the “Pay with ICSAB+ Points” feature.

1. Pay however you want (Apple Pay, Samsung Pay, online, or through digital wallets).
2. Then you will receive an SMS with the deduction of the transaction amount.
3. After that you will receive an SMS for ICSAB+ point’s redemption and credit an amount equal to or less than the transaction price, based on the points available in your ICSAB+ points balance.

Yes, you can use the service for your previous transactions after selecting “Pay with ICSAB+ points,” follow these steps:

1. Select your account or credit card.
2. You will find your previous eligible transactions “not older than one month”.
3. Select the transaction you wish to redeem from your points.
4. Click “Confirm” to complete the transaction.
5. You will receive an SMS confirming the refund to your account/ card with the number of redeemed points.

You can use the “Pay with ICSAB+” feature at merchants inside and outside the Kingdom, for online purchases, bill payments, government payments and through digital wallets.

Yes, the minimum is 1250 points, equivalent to SAR 100.

Yes. You must activate the feature by accessing the ICSAB+ rewards program and enabling the “Pay with ICSAB+” option.

Yes, the available points will be used to cover the equivalent amount, and the remaining balance will be charged to your account.

No, once the redemption is completed using “Pay with ICSAB+” it cannot be reversed or canceled.

Please contact the Customer Service for immediate support and resolution.

No, there are no fees.

You can view your current points balance through the Loyalty Programs in the dashboard on SAB Mobile or through the Loyalty Programs in my banking on SAB online.

Yes, you can use the Pay with ICSAB+ feature at all stores inside and outside the Kingdom.

Yes, through the ICSAB+ Loyalty Programs in the dashboard on SAB Online and SAB Mobile.

If the product is returned by the merchant, only the amount will be refunded, but the points used are non-refundable.

Yes, you need to activate the feature each time, as the feature will automatically stop after every successful transaction.