Browse By Category
Alshammasi Furniture
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and SR 2,000 for 12 months.
Applicable Cards
ALMUTLAQ Co
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
TANAGRA
The minimum spend required for 3 months installments is SR 500
Applicable Cards
Alruqaib
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Ashley
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
MICHAEL KORS
The minimum spend required for 3 months installments is SR 500
Applicable Cards
Niuli kitchens
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and SR 2,000 for 12 months
Applicable Cards
All Credit Cards
Malabar Gold & Diamonds
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and 12 months
Applicable Cards
Four Seasons Hotel
The minimum spend required for 3 months installments is SR 500, and SR 3,000 for 6 and SR 5,000 for 12 months.
Applicable Cards
KARL LAGERFELD
he minimum spend required for 3 months installments is SR 500
Applicable Cards
GUESS
The minimum spend required for 3 months installments is SR 500
Applicable Cards
ETOILE LA BOUTIQUE
The minimum spend required for 3 months installments is SR 500
Applicable Cards
ADOLFO DOMINGUEZ
The minimum spend required for 3 months installments is SR 500
Applicable Cards
LACOSTE
The minimum spend required for 3 months installments is SR 500
Applicable Cards
JIMMY CHOO
The minimum spend required for 3 months installments is SR 500
Applicable Cards
ETRO
The minimum spend required for 3 months installments is SR 500
Applicable Cards
OFF WHITE
The minimum spend required for 3 months installments is SR 500
Applicable Cards
RALPH LAUREN
The minimum spend required for 3 months installments is SR 500
Applicable Cards
TORY BURCH
The minimum spend required for 3 months installments is SR 500
Applicable Cards
VERSACE
The minimum spend required for 3 months installments is SR 500
Applicable Cards
TODS
The minimum spend required for 3 months installments is SR 500
Applicable Cards
FACES
The minimum spend required for 3 months installments is SR 500
Applicable Cards
FERRAGAMO
The minimum spend required for 3 months installments is SR 500
Applicable Cards
RENE CAOVILLA
The minimum spend required for 3 months installments is SR 500
Applicable Cards
L'OCCITANE
The minimum spend required for 3 months installments is SR 500
Applicable Cards
TUMI
The minimum spend required for 3 months installments is SR 500
Applicable Cards
SWAROVSKI
The minimum spend required for 3 months installments is SR 500
Applicable Cards
NARS
The minimum spend required for 3 months installments is SR 500
Applicable Cards
KILIAN PARIS
The minimum spend required for 3 months installments is SR 500
Applicable Cards
THE VISITOR
The minimum spend required for 3 months installments is SR 500
Applicable Cards
MOLTON BROWN
The minimum spend required for 3 months installments is SR 500
Applicable Cards
YSL BEAUTY
The minimum spend required for 3 months installments is SR 500
Applicable Cards
GHAWALI
The minimum spend required for 3 months installments is SR 500
Applicable Cards
GIVENCHY BEAUTY
The minimum spend required for 3 months installments is SR 500
Applicable Cards
GIORGIO ARMANI BEAUTY
The minimum spend required for 3 months installments is SR 500
Applicable Cards
TOM FORD
The minimum spend required for 3 months installments is SR 500
Applicable Cards
BOSS KIDS
The minimum spend required for 3 months installments is SR 500
Applicable Cards
Kooheji Jewellery
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 7,000 for 12 months
Applicable Cards
SAUDI ELECTRICITY COMP
The minimum spend required for 3 ,6 months installments is SR 500, and SR 1,000 for 12 months
Applicable Cards
SACO
The minimum spend required for 3 months installments is SR 500, and SR 3,000 for 6 and SR 5,000 for 12 months
Applicable Cards
All Credit Cards
Indian Motorcycle
Applicable Cards
Drive 7
The minimum spend required for 3 ,6 months installments is SR 500, and SR 2,000 for 12 months
Applicable Cards
Italian appliances Trading
The minimum spend required for 3 months installments is SR 500, and SR 2,000 for 6 and SR 3,500 for 12 months
Applicable Cards
Almatar
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and SR 3,000 for 12 months
Applicable Cards
OPOLIA
The minimum spend required for 3 ,6 months installments is SR 500, and SR 2,000 for 12 months
Applicable Cards
Professional Closets
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 10,000 for 12 months
Applicable Cards
eXtra
The minimum spend required for 3 months installments is SR 500
Applicable Cards
Emirates airlines
The minimum spend required for 3 months installments is SR 500, and SR 2,000 for 6 months.
Applicable Cards
Lulu Hypermarket
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Alriyad Travel & Tourism
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
MAGRABI
The minimum spend required for 3 months installments is SR 500, and SR 2,000 for 6 and 12 months
Applicable Cards
STC channels
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Al-Motaqadimah Schools Company
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 6,000 for 12 months
Applicable Cards
Black box
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 10,001 for 12 months
Applicable Cards
Sheta & Saif
The minimum spend required for 3 months installments is SR 500, and SR 5,000 for 6 and SR 10,001 for 12 months
Applicable Cards
Al-Manea
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Abdullah Atallah Al-Farhoud Trading Est
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Lilt Trading
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Virgin
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Roomz
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
CityW
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Miro Trading
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Al-Jazirah Vehicles
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Amazon
The minimum spend required for 3,6 & 12 months installments is SR 500
Applicable Cards
Panda
The minimum spend required for 3 months installments is SR 500
Applicable Cards
The Gate hotel
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Arror Modern Future
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Redsea
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Ghazala Co
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Sawwah
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Fly Egypt
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Anigma
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Diamond Horizon tourism
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Yalla Home Gym
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Dar Al-Hekma University
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Atlobha
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Ikea
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Saudia
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Almosafer
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
Jarir
The minimum spend required for 3 months installments is SR 500, and SR 1,000 for 6 and 12 months
Applicable Cards
SAB Aqsat is a credit card feature that offers the convenience of paying large value transactions in small, equal and affordable installments.
It’s simple. Once you make a purchase of SAR 500 or more, you need to call SAB Phone (800 124 5557)
5 days after you make the transaction and within 15 days from the transaction date and request to
convert the purchase amount into instalments for a nominal fee. You will have to specify the
repayment duration (6, 12, or 24 months) for which you would like to benefit from the Aqsat feature.
No, you do not need to apply or fill a separate application form to benefit from AQSAT. All you need to do is to call SAB Direct ( 800 124 5557 ) 5 days after you make the transaction and request to convert your purchase amount into AQSAT (monthly installments).
There are no documents or a down-payment required to benefit from the Aqsat feature
A nominal processing fee depends on the AQSAT plan you choose. For more about fees please check the table above.
The table below is an example of how “SAB AQSAT” works for credit card transaction of SAR 5,000 converted into a SAB AQSAT plan for 6, 12, or 24-months term:
AQSAT Installment Calculation - SAR 5,000 Transaction | |||
Tenor | 6 Months | 12 Months | 24 Months |
Annual percentage rate (APR) | 0% | 0% | 24% (12% annual rate) |
Monthly Installment (SAR) | 833.3 | 416.7 | 258.3 |
Administration Fee (Fixed amount) | 113.85 |
228.85 | 57.5 |
Yes, all SAB Credit Cardholders can benefit from the AQSAT feature, (Except for SAB Visa Credit Card * My Card and SAB Business Credit Card).
No, there is no limit on the number of transactions you can convert to AQSAT. You can convert your transaction to AQSAT up to the maximum available credit limit but no more than 95% of your credit card limit
The credit limit equal to the AQSAT transaction would be blocked initially. The remaining balance of the booked AQSAT transaction would be blocked and released gradually after each monthly installment. For Example: If your credit limit is SAR 10,000 and you have done an AQSAT transaction for SAR 6,000. Initially, your credit limit would be blocked for SAR 6,000 and as and when you are repaying your monthly installment of SAR 1,000, the blocked limit would be released. Once you repay 3 installments, you would have SAR 7,000 available limit and once you settle the entire AQSAT outstanding balance, you would have your entire credit limit of SAR 10,000.
The relevant A Monthly Installment will be added to Amount Outstanding and the Minimum Amount Due on each month’s statement, the total of which needs to be settled by the customer on or before the payment due date (until all Aqsat outstanding amount is fully paid)
In case you wish to cancel the AQSAT transaction prior to the end of any outstanding AQSAT term, you need to call SAB Phone at 800 124 5557 and request for the same. This will take a minimum of 3 working days for the cancellation to take effect. The AQSAT outstanding amount RESTRICTED will be added to the overall outstanding amount which would need to be settled by the payment due date. The Bank will charge a fee of SAR 115 as an early settlement fee.
Yes, you can benefit from exclusive 0% annual percentage rate at participating merchant outlets.
Yes, you earn ICSAB+ reward points for purchases converted to AQSAT.
For more information about AQSAT, please call SAB Phone 800 124 5557 (within the Kingdom) or +966 800 124 5557 (outside the Kingdom)