SAB’s Visa "My Card" Credit Card works like any other Credit Card. However, you can only spend money that has been transferred to the credit card account.

Yes, you need to have an active SAB Account.

No, you cannot make Cash withdrawals with a SAB Visa "My Card" Credit Card

Yes, the SAB Visa "My Card" Credit Card is accepted internationally.

You can transfer  funds from your bank account through SABNET or by calling SAB Phone.

No, there are no charges associated with the use of the SAB Visa "My Card" Credit Card.

Yes, you will receive an E-Statement (electronic format) but not a printed account statement.

The credit limit for the SAB Visa "My Card" credit card is SAR 50.However, you can add credit up to a maximum of SAR 50,000 per month.

You must first transfer funds from your account to be able to use it.

There is no annual fee. There is only a one-time processing fee of 50 SAR .

The eligibility criteria is as follows:

• Applicants must be between 18 and 60 years of age
• Applicants must be residents of Saudi Arabia
• Applicants must have a SAB Account
• Customers with a negative SIMAH credit history report are not eligible

No, you cannot earn ICSAB points on purchases made using the SAB Visa "My Card" Credit Card.

• A completed application form
• Copy of valid ID/ Iqama

Yes you can issue up to 5 supplementary cards.

No, there are no late payment fees for the SAB Visa "My Card" Credit Card.

You can only transfer funds from your bank account through SABNET or SAB ATMs.

If your Card was captured by SAB off-site ATM/CDM, Please refer to the nearest SAB Branch and request a new Card.

If your Card was captured by SAB Branch ATM/CDM, Please refer to the Manager Branch Operations (MBO) to retrieve the retained Card. If the Card was expired, then the MBO will issue you a new Card.

Note: If you do not visit the Branch within 2 working days, the Bank will destroy the Card and you will have to request a new Card.

Since the Card is based on Tawarruq principles, the Bank will carry out a Tawarruq transaction by selling you certain commodities owned by the Bank for the remaining balance of the total amount due and settling that balance from the proceeds of selling those commodities.

Sometimes you may need cash, whether you are at home or travelling outside the Kingdom. SAB Credit Card enables you to withdraw cash up to 30% of the Credit Card limit from ATMs both locally and internationally.

You need to call SAB Phone and ask for CASH ON CALL, and within 3 working days the amount will be credited to your current account.