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Whatever your financial needs are, SAB has the right solutions for you. No matter whether you like to:
Get married or plan a family vacation
Enroll your loved ones in schools and universities
Buy a new car
Or with any other financial requirement
SAB provides Shariah compliant Personal Finance, to help you fulfil your ambitions and achieve your dreams, with attractive features and competitive rates.
SAB offers you personal financing solutions under the concept of Tawarruq.
Personal Finance digital journey
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Personal finance products
Personal Finance Calculator
Monthly Payment
SRNet Finance Amount :
SRRevised Profit:
Management Fee + VAT:
Kindly choose your nationality status
Employement Sector
Terms and condition apply.
Disclaimer: Please note that above is only an indicative calculation as the rates may differ.
Kindly visit the branch or call us on 800 124 8888 for more details.
Net Finance Amount :
d SR
Monthly Payment aa
Revised Profit: aa
Management Fee + VAT:
Terms and condition apply.
Disclaimer: Please note that above is only an indicative calculation as the rates may differ.
Kindly visit the branch or call us on 800 124 8888 for more details.
Yes, the annual percentage rate is fixed for the finance period.
APR is the actual Profit charged over the term of the facility and is quoted on an annualised basis. This is the true cost of the finance. It is calculated using a formula that is derived from dividing the Profit paid by the average principal outstanding, over the life of the facility. The profit is calculated on a daily basis, commencing on the date the transaction is executed.
Yes, you must transfer your salary to a SAB account.
According to SAMA rules, banks can provide finance of up to 33% of your monthly salary. Please visit any SAB branch to find out the exact finance amount.
No, you are not required to provide any collateral or guarantee to obtain Finance.
Yes, SAB allows customers to settle their finance before the maturity date. Upon the regulations the customer needs to pay the next three months profit as agreed earlier.
Yes, SAB allows Re-financing provided you have paid at least 20% of finance amount of your existing finance and the net finance amount is at least SAR 10,000.
SAB understands your need for Personal Finance to improve your family circumstances or meet family needs. In the unfortunate event of your death (God forbid), SAB will waive the remaining finance amount to help prevent hardship for your heirs. However, to avail of this benefit, you are required to provide full and correct information when completing the Medical Questionnaire at the time you apply for Finance. (For more details, please see the Instalment agreement.)
SAB will waive any outstanding finance should you become totally and/or permanently disabled (God forbid), provided such total and/or permanent disability continues for at least six months from the date of the event (accident or illness) that has caused such disability. However, to avail of this benefit, you are required to provide full and correct information when completing the Medical Questionnaire at the time you apply for Finance. (For more details, please see the Instalment agreement.)
